Have you ever thought that there is a special government scheme for traditional artisans like carpenters, goldsmiths, tailors, masons, or potters?
If you are also an artisan or are looking for government support for yourself, then this question must have come to your mind: What is the PM Vishwakarma Yojana?
In this article, we will explain step by step what is PM Vishwakarma Yojana is, who can apply for it, how to get a loan and training, and what its benefits are.
Along with this, you will also get an easy explanation through tables and points so that you can understand quickly.
What is PM Vishwakarma Yojana?
PM Vishwakarma Yojana is a Central Government Scheme that was launched in September 2023. Its main purpose is to recognize traditional artisans and craftsmen, upgrade their skills, and give them financial support.
This scheme provides a certificate, training, stipend, toolkit, and loan at a discounted rate to the artisans who create employment with their own hands. Its vision is to empower the “Vishwakarmas of Bharat” and make their art reach the world.
Objectives of PM Vishwakarma Yojana
- To give formal recognition to traditional artisans.
- Upgrading their skills and enhancing them with modern tools.
- Providing collateral-free loans so that they can expand their business.
- Promoting artisans’ products through branding and marketing support.
- Creating a self-reliant and financially strong artisan community.
PM Vishwakarma Yojana Benefits
This scheme provides multiple benefits to artisans. Let’s see in detail:
| Benefit | Details |
| Recognition | PM Vishwakarma Certificate & ID Card issue |
| Training | Basic & Advanced training along with ₹500 per day stipend |
| Toolkit | Toolkit of ₹15,000 and e-voucher will be given |
| Loan Facility | ₹1 lakh (first loan) + ₹2 lakh (second loan) @ 5% interest |
| Market Linkage | Product branding and international marketing support |
Loan Details under PM Vishwakarma Yojana
The loan facility is the biggest attraction of this scheme. It is given at a collateral-free and subsidized interest rate.
| Loan Tranche | Amount | Repayment Period | Interest Rate |
| First loan | 1 Lakh | 18 Months | 5% p.a. |
| Second loan | 2 Lakh | 30 Months | 5% p.a. |
Eligible Trades in PM Vishwakarma Yojana
The government has included 18 trades that are based on traditional craftsmanship. Some important trades are given below:
- Carpenter (Badhai)
- Blacksmith (Lohar)
- Goldsmith (Sunar)
- Tailor (Darzi)
- Barber (Naai)
- Washerman (Dhobi)
- Cobbler (Mochi)
- Mason (Rajmistri)
- Potters (Kumhar)
- Sculptors (Moortikar)
Meaning if you work in any of these trades, then you can apply for the PM Vishwakarma Yojana.
Eligibility Criteria – Who Can Apply?
Some specific conditions have been kept for PM Vishwakarma Scheme:
- The minimum age of the applicant should be 18 years.
- The applicant works in the traditional artisan trade.
- Only one member of the family will be eligible.
- The applicant should not have taken benefit of any other similar government credit scheme.
PM Vishwakarma Yojana Registration Process
You have to follow the online process to apply:
- Step 1: Visit CSC
- Register by visiting the Common Service Center (CSC) or through the official website.
- Step 2: Document Upload
- Submit Aadhaar Card, Bank Account Details, and Trade proof.
- Step 3: Verification
- Local authority and District Committee will verify your details.
- Step 4: Certificate & ID Issue
- After verification, PM Vishwakarma Certificate & ID Card will be issued.
- Step 5: Benefits Access
- Direct benefits of training, stipend, toolkit and loan facilities will be available.
PM Vishwakarma Yojana Highlights
| Features | Details |
| Launch year | 2023 |
| Budget | ₹13,000 crore (5 years) |
| Target | 30 lakh artisans |
| Loan amount | ₹3 lakh tak (2 tranches) |
| Implementing Ministry | Ministry of MSME |
Conclusion
India’s traditional artisans have always been the pride of the country. But at the time of modernization, they needed support and recognition. That’s why the government launched PM Vishwakarma Yojana.
Through this scheme, artisans get a certificate, skill training, a stipend, a toolkit, and a collateral-free loan. This is a golden opportunity for those who want to grow their work and business. If you are also eligible, register immediately and avail the full benefit of this scheme.
Frequently Asked Questions (FAQs)
What is PM Vishwakarma Yojana?
This is a scheme that provides training, a stipend, a toolkit, and a subsidized loan to artisans and craftsmen.
Who can apply for this?
An artisan of 18+ age who works in the listed trades and is the first applicant in the family
How much loan is available?
In two phases – first ₹1 lakh and second ₹2 lakh, with only 5% interest on both.
What benefits are available during training?
During training time, the artisan is given a stipend of ₹500 per day and a toolkit voucher of ₹15,000
How to register?
You can apply on CSC or official portal with Aadhaar and bank details.
Which trades are covered?
18 trades, in which carpenter, tailor, blacksmith, barber, goldsmith, mason, potter, and cobbler are major trades.
salini is a dedicated researcher and writer passionate about empowering readers with accurate and timely information on government schemes, educational updates, and the latest job vacancies. With years of experience in public sector reporting and a strong understanding of competitive exams and policy developments, she ensures that every article published is both informative and reliable. His goal is to help students, job seekers, and citizens stay ahead with the right knowledge at the right time.